If you have suffered a personal injury following a road traffic accident, you may be entitled to traffic injury compensation. Read more about what you may be entitled to and how we can assist you with your case.
Who is entitled to traffic injury compensation?
Anyone injured by a motor vehicle is entitled to traffic injury compensation from the vehicle’s insurance company. You may be entitled to compensation if you are a driver, passenger, cyclist, motorcyclist or pedestrian injured in a collision, run-off accident, wildlife collision, rear-end collision, etc. This applies even if the driver is not at fault.
Contact us for a free assessment of your case
Personal injury after a traffic accident – how we can help you
If you have been involved in a traffic accident and suffered an injury, you are entitled to compensation for your financial losses. You should be placed in the same financial position as if the accident had not occurred. Below we outline the most common compensation claims. Feel free to contact us for a non-binding assessment of your case.
Traffic accidents and compensation – what you are entitled to
Compensation – Loss of income
You are entitled to have your loss of income covered by the insurance company. This usually arises after the end of the sick pay period. It may also occur earlier if you had income from overtime or additional work, or if you earned more than 6G (the National Insurance basic amount is NOK 136 549 as of 1 May 2026). Most people need assistance to calculate the loss correctly and to submit the claim to the insurance company.
Compensation – Future loss of income
This applies from the time the case is settled with the insurance company, usually until retirement age, or for a shorter period if you are expected to return to work earlier, for example after retraining. The annual net loss in the settlement year is used as the basis for future loss. The total loss is capitalised at an interest rate of 4%.
Expenses
You are entitled to reimbursement for all necessary and reasonable expenses resulting from the accident. This may include treatment, doctor visits, medication, travel, equipment, etc. First, it must be assessed what HELFO covers, and then any uncovered costs are claimed from the insurance company. Keep all receipts to document your expenses.
Compensation – Future expenses
You are also entitled to claim compensation for future expenses such as medication, medical treatment, assistive devices, etc.
Compensation – Tax disadvantage
Future compensation may generate returns in the form of interest if the amount is deposited in a bank. In addition, the compensation amount may be subject to wealth tax. To ensure that taxation does not reduce the future compensation, an additional 20% is added to all future compensation.
Compensation – Loss of pension accrual
If your income is reduced after the injury, you will normally not accumulate the same pension rights as you would have without the accident. This is a compensation item that can be complex to calculate.
Compensation – Loss of ability to carry out work at home
If you are unable to carry out your share of household tasks, maintenance, renovations, gardening, snow removal, etc., you may claim compensation for this.
Compensation – Legal costs
You are entitled to have necessary and reasonable legal costs covered. As a general rule, this means that all your legal expenses will be covered.
General damages (pain and suffering)
If the responsible driver has acted with gross negligence and thereby caused the accident, you may claim compensation directly from the driver or their insurance company for pain and suffering. This is compensation intended to reflect the seriousness of the physical or psychological harm.
Compensation in the event of death – loss of dependency
If a traffic accident results in death, the surviving relatives are entitled to compensation.
