Compensation after a traffic injury – what does car insurance cover?
If you have been injured after being hit by a car, you may be entitled to compensation. You may have suffered a traffic injury as the driver of another car, the rider of a motorcycle, a cyclist, a pedestrian, or the rider of an electric scooter. All cars in Norway are required to have third-party liability insurance that covers injuries caused to other road users. This also gives you the right to a solicitor after a traffic accident.
What does a vehicle’s insurance cover after a traffic accident, collision, or similar incident? You are entitled to have your financial loss resulting from the traffic accident covered.
This is what you may claim from the insurance company after suffering a traffic injury:
- loss of income from the time the traffic injury occurs and for as long as the loss continues
- expenses not covered by HELFO, such as medication, treatment, doctor’s visits, aids, etc.
- non-economic damages if the injury has resulted in permanent medical disability of 15% or more
- costs of having work carried out in the home
- expenses related to work on the home itself, rebuilding or adaptations
- expenses for personal assistance
In many cases, you may also have one or more personal accident insurance policies, travel insurance, or other cover that provides compensation for permanent medical disability from 1% and upwards.
Right to a solicitor after a traffic accident
You have the right to a solicitor after a traffic accident. This means that the insurance company is legally obliged to cover reasonable and necessary legal costs.
The insurance company has its own solicitors and employed medical experts with specialist expertise to safeguard the company’s interests. The insurance company does not pay out more than it is required to. Experience consistently shows that, in order to succeed with your claim, you are dependent on legal assistance. We have specialist expertise and more than 30 years of experience in compensation cases following traffic accidents. Let us help you with your case against the insurance company. Contact us today!
